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Competitive Mortgage Rates and Terms

Discover affordable, custom-fit home loans in Costa Mesa. We navigate the complexities of Orange County’s real estate market to bring you the best mortgage solutions.

Whether buying your first home or refinancing, enjoy a seamless experience with Prime Mortgage. Our local expertise means better rates and terms for you.

Start your journey to homeownership today! Request a quote, call, or email us. Your Orange County dream home awaits.

Mortgage Broker Serving Costa Mesa

Prime Mortgage

Securing home loans does not have to be unnecessarily tedious. Our expert loan officers at Prime Mortgage aim to make the process simple and easy for our clients. We offer a fast, reliable, and straightforward approach to addressing each customer’s needs. As your mortgage lenders, we realize that your needs are different. We, therefore, take you through the various loan options that we offer.

We promise that you’ll get personalized services from the start to the end of your mortgage loan application. You can trust that we are the right mortgage lender for you. We have worked with all kinds of customers in the past and we are prepared for your needs.

Our company has received hundreds of positive reviews from past clients who have chosen us as their mortgage lender. You can also choose us to join the winning team. By choosing us, you’ll have access to the following;

As your trusted mortgage lender, our team will work closely with you to review your application and offer you the best rates and fees. We wish to make the process fast, simple, and easy for you. We will partner with you on the journey to achieve the American dream while being financially stable.

We are here to help. You can rely on us to guide you through the minimum down payment for all loan options that we offer. We are at your service to help you make the right financial decisions.

Choosing to work with Prime Mortgage means you can access a variety of loan options and choices. Our experienced loan officers will guide you through the common loan options including:

We also offer a variety of mortgage refinance options here at Prime Mortgage. Existing homeowners who wish to refinance their home loans, whether to reduce the high rate or to offset some pressing financial needs can come to us. We offer cash-out refinance solutions as well as mortgage refinance help.

Begin your home loan process today by taking inspiration from the success stories of our customers. Read reviews, contact us, and join the list of hundreds of clients whose positive reviews you have read below.

Affordability Calculator

information
Monthly Debts

Monthly Debt includes the payments you make each month on auto loans, and credit cards (minimum payment) and student loans. Exclude Rent and Utilities.

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Payment Breakdown

$1,631.98

per month

  • Principal & Interest $1,073.64
  • Taxes $208.33
  • Insurance $100.00
  • HOA Dues $0.00
  • PMI $250.00

Loan Details

  • Home Value: $200,000.00
  • Mortgage Amount: $200,000.00
  • Monthly Conventional Payment: $1,073.64
  • Down Payment: $0.00
  • Monthly Estimated PMI: $250.00
Monthly Mortgage Payment

$1,631.98

Loan Amount

$200,000.00

Your Debt to Income Ratio

32.64%/62.64%

Allowable Debt to Income Ratio

43%/50%

Purchase Price $200,000
Down Payment $0
Summary: Based on what you input into today your Total Payment would be $1,631.98 on a Conventional Loan with a 0.00% Down Payment. Your Debt-to-Income Ratio is 32.64%/62.64% and the maximum allowable on this program type is 43%/50%. Please confirm all these numbers for accuracy with your loan officer. The Monthly Debts Calculation is often where we see errors.
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